Tag Archives: Insurance

Who Can I Put on My Auto Insurance Policy?

adding someone to an insurance policy

Generally, the people listed on an auto insurance policy must be the owner or people related to the owner. You may also be allowed to add another party to your policy if you live at the same address. For example, if you have a roommate who doesn’t own a car, you can add them to […]

Does Homeowners Insurance Provide Coverage for Boats?

homeowner's insurance, boat coverage

A homeowner’s insurance policy provides protection from hazards such as fires, storms, hail, vandalism, etc. Fortunately, if you are a boat owner and have concerns about your coverage, you can get limited insurance coverage through your homeowner’s policy for your boat.    But what type of coverage is offered exactly?   Home Insurance and Boat […]

Here’s Why You Should Consider Property And Casualty Insurance

Property And Casualty Insurance

Caring for your investments, your family, and your belongings has never been more top of mind. One of the best things you can do to protect your family and your assets is to get property and casualty insurance. With P&C, you can cover your home, your vehicle, and all of your biggest investments.  Property and […]

What Does Condo Insurance Cover?

Condo Insurance Coverage

Condo insurance covers your liability, protects your belongings, and insures everything in your unit that is not already covered by the master (association’s) policy of the building. The master policy from the management or building association covers only the structure and common spaces. This will include the elevator, walkways, boiler, roof basementWhile some policies will […]

What Is The Difference Between Condo Insurance And Homeowner’s Insurance?

Condo Insurance Vs. Homeowner's Insurance

If you just bought one or are looking into a condo you may be wondering which insurance you need to protect your home. Here is a comparison: What is Homeowner’s Insurance? Homeowner’s insurance has a few different types based on the home you live in. If you own your house, you will have HO-1, HO-2, […]

Does Auto Insurance Cover Theft?

Does Auto Insurance Cover Theft?

Comprehensive auto insurance covers theft of your vehicle and damage caused by vandalism, break-ins, fire, or falling objects.  No car insurance will cover the theft of personal belongings inside the vehicle. If you have personal property coverage under your homeowner’s, renter’s, or condo insurance policy, any personal items stolen out of a vehicle will be […]

Do I Need Workers’ Compensation For My Business?

Workers' Compensation for my Business

As part of a comprehensive business owner policy, you should have workers’ compensation for your business. Here’s why: Benefits for the Business In the event that an employee is injured at work, they may have the power to sue the company for negligence. If you want to avoid the legal fees and trouble of a […]

Who Needs Flood Insurance?

Flood Insurance

One thing consistently left out of basic property insurance is flood protection. If you want to protect your home from flooding, you need to buy additional flood insurance or add a rider to an existing property coverage policy, such as your homeowners (or renter’s or condo) insurance. Flood insurance is a type of catastrophe coverage […]

What Does Boat Insurance Cover?

Boat Insurance

Boat insurance covers any type of watercraft, from pontoons to yachts, and is a great way to protect your investment and protect yourself from liability. Coverage Boat insurance covers the boat and all items needed to safely operate it, including the hull, machinery, fittings, furnishings, and permanently attached equipment. You can purchase additional coverage for […]

What Does Renter’s Insurance Protect You From?

Renter's Insurance

Many landlords now require tenants to hold renter’s insurance. The good thing is renter’s insurance is inexpensive and easy to buy. Why is it important to have renter’s insurance as a tenant? Theft Coverage  The value of your possessions is likely higher than you think it is. The average renter has $20,000 worth of possessions. […]