Category Archives: Flood Insurance

What Does Flood Insurance Not Cover?

Homeowners go to great lengths to ensure their homes are well protected, but what about protecting your property from the devasting effects of flooding? Flooding is the most expensive and common natural disaster in the country, costing homeowners thousands of dollars. Since homes are a major investment for most homeowners, it can be imperative to […]

How Do I Know If I Need Flood Insurance?

natural disasters don't give warning, which is why you should buy flood insurance

Flood insurance may not seem like something you need at first glance. But natural disasters don’t give any warning ahead of time. It can happen in numerous ways, and you may not realize you need flood insurance until it’s too late. How it starts Your home and the belongings in it aren’t immune to flood […]

What Is Covered By Flood Insurance?

Flood insurance covers many examples of damage caused by floods

Floods are a very common natural disaster. In fact, there is almost a 1 in 4 chance that you may experience a flood during your 30-year mortgage period. Floods can wreak devastating havoc on your property and items. Unfortunately, floods are not covered by many homeowner’s insurance policies. Flood insurance is its own separate insurance […]

Who Needs Flood Insurance?

Flood Insurance

One thing consistently left out of basic property insurance is flood protection. If you want to protect your home from flooding, you need to buy additional flood insurance or add a rider to an existing property coverage policy, such as your homeowners (or renter’s or condo) insurance. Flood insurance is a type of catastrophe coverage […]