Do I Need Commercial Trucking Insurance?

if you drive a commercial vehicle, you should a commercial trucking insurance policy!

If you drive a commercial truck, then it’s worthwhile to get commercial trucking insurance. There are unpredictable events that could result in financial losses and time in court. This can be avoided through commercial trucking insurance. Types of vehicles covered A vast selection of vehicles will qualify for commercial trucking insurance. There’s more than just […]

Is Renter’s Insurance Worth Having?

your landlord can only provide so much protection—get renter's insurance for your possessions

Renter’s insurance is a must if you are cautious and concerned about what can happen to your possessions. Your landlord can only provide so much protection before the rest is left up to you. This will look into why renter’s insurance is worth it, the events it covers, and how to choose the right coverage […]

How Do I Know If I Need Flood Insurance?

natural disasters don't give warning, which is why you should buy flood insurance

Flood insurance may not seem like something you need at first glance. But natural disasters don’t give any warning ahead of time. It can happen in numerous ways, and you may not realize you need flood insurance until it’s too late. How it starts Your home and the belongings in it aren’t immune to flood […]

What’s Not Covered by Condo Insurance?

condo insurance may not cover a fire or other events in full

If you live in a condominium, you may consider getting condo insurance. It covers a wide variety of damaging events that could result in losing your possessions. Even with its great coverage, it doesn’t cover everything to the fullest extent, and some occurrences aren’t covered at all. Condo insurance covers these, but not always in […]

What Should You Look For in An Umbrella Policy?

here's what to look for in an umbrella policy

Home insurance protects you from accidents such as fire and theft. It also covers some legal expenses if someone is hurt on your property, or you damage someone else’s. Similarly, your basic auto insurance policy will cover personal and other’s injuries and property damage. But if this article is about umbrella policies, why are we […]

How Much Does Home Insurance Cost on Average?

The average home insurance policy is $1,477 a year

The average home insurance policy is $1,477 a year but is subject to change based on the value of your home, your location, and the amount of coverage you purchase. Let’s take a closer look at each of these factors to give you an idea of how much your home insurance will cost. The Value […]

Who’s Eligible for a Business Owner’s Policy?

contact us about a business owner's policy

Business Owner’s Policies (BOP) are limited to small, low-risk companies. You can add benefits for more coverage, or choose a similar Commercial General Liability (CGL) policy if you do not qualify. There are, however, very specific requirements to enroll in a BOP. Though they are a great option, they may not be available to all […]

Commercial General Liability policy vs. Business Owner’s Policy

we'll explain commercial liability policies and business owner policies

Commercial General Liability (CGL) policies cover legal fees brought on by a third party, while a Business Owner’s Policy (BOP) covers a variety of different types of insurance together in one place, including all of the coverage of a CGL. The most important thing you need to know, then, is that BOPs are somewhat of […]

Top 3 Tips For Buying Homeowners Insurance

Homeownership is a huge commitment with a lot of liability. In other words, you want to make sure your investment (and day-to-day life) is covered in case something bad happens. If your home needs any sort of repair or you are robbed, homeowner’s insurance will cover it. Without it, these costs will likely be unmanageable […]

Do All Auto Insurance Companies Require a Down Payment?

Auto Insurance companies will all require a down payment—of sorts. Even if a company offers a “no-down-payment” plan, you will still be making up for those costs somehow, even if they try to hide it. Even if it’s not explicitly labeled as a down payment, auto insurance companies will require some money upfront, though some […]