Why Is Pet Insurance Important?

when your beloved pet gets sick, an insurance policy can help

More and more people are realizing the benefits of pet insurance every year. By the end of 2019, almost 2.82 million pets were insured, an annual increase of 22.1% over the past 5 years. These pet owners understand why insurance is so important: when your beloved animal gets sick, you want it to be covered. […]

What Does a Commercial Property Insurance Policy Cover?

commercial property insurance protects against fire, theft, and natural disasters

Just like you buy regular insurance for your home, you should also buy insurance for your commercial property. Commercial property insurance protects against fire, theft, national disasters, and other unforeseen events. To learn more about what qualifies as a commercial property and what the insurance policies cover, read on below. How Commercial Property Insurance Works […]

What Is Not Covered By Pet Insurance?

unfortunately, pet insurance doesn't cover routine care like grooming

Just like regular health insurance, buying an insurance plan for your pet guarantees that your furry family member is covered in the event of health emergencies. However, pet insurance does have its differences from human health insurance. Read on to learn more about pet insurance and whether it is right for you and your pet.  […]

When Should I Buy Pet Insurance?

pet insurance protects your furry friends in a health emergency

Pet insurance is a solid option to protect your pets in the event of a health emergency. Unlike human health insurance, pet insurance is only for health emergencies and unforeseen circumstances. Its cost depends on many factors, like the coverage, type of pet, breed, age, etc. Understanding how pet insurance is priced can help you […]

Who Should Consider Commercial Property Insurance?

all business owners should consider commercial property insurance

Commercial property insurance is an important part of protecting your business against unforeseen events. It’s slightly different from other forms of insurance in that it specifically covers expenses associated with business property. While most business owners should purchase commercial property insurance, there are certain circumstances that are unique. Read more below. What Commercial Property Insurance […]

What Is Commercial Trucking Insurance?

commercial trucking insurance can protect you if you're involved in a wreck

If you use your truck for both personal and professional use, commercial trucking insurance may be right for you. This is coverage that can protect you if you become involved in an accident. Read on to learn more about whether commercial trucking insurance is right for you.  Overview of Commercial Trucking Insurance Commercial trucking insurance […]

What Is Covered By Flood Insurance?

Flood insurance covers many examples of damage caused by floods

Floods are a very common natural disaster. In fact, there is almost a 1 in 4 chance that you may experience a flood during your 30-year mortgage period. Floods can wreak devastating havoc on your property and items. Unfortunately, floods are not covered by many homeowner’s insurance policies. Flood insurance is its own separate insurance […]

What Does Car Insurance Cover?

car insurance covers property, liability, and medical costs

Most people have heard of car insurance. Many states require that their drivers purchase auto insurance. Without it, you cannot drive in those states. However, many people are not sure what car insurance specifically covers. Auto insurance protects you against damage to your car in addition to other benefits. Learn more about how car insurance […]

Can I Insure My House For More Than It’s Worth?

you can insure your house for more than it's worth

In a word, yes, you can insure your house for more than it’s worth. However, there are a few concepts to be aware of before deciding to insure your house for more than its value. Market Value vs. Replacement Cost Value Sometimes, people get their homes appraised by insurance agents and find the number is […]

What to Do If You Can’t Afford Car Insurance

Redwood Agency can get you the best deal on car insurance

Car insurance is the number one way to protect yourself against financial and legal vulnerability while driving. However, paying for an insurance policy is an extra cost that some people cannot afford. In 2020, it cost $1,427 per year on average to insure your car. Many states require that you must have insurance in order […]