Tag Archives: Redwood Agency Group

Who Needs Umbrella Insurance?

umbrella coverage

No one is perfect, which is why you probably already own a couple of insurance coverages to protect yourself, your loved ones, and your assets. But beyond the standard life insurance, homeowners/renter’s insurance, or auto insurance policy, you may have disregarded a vital and affordable type of insurance policy – the “Umbrella Insurance.”    This […]

What Is The Purpose Of Renter’s Insurance?

renter's insurance

Many renters believe that their personal properties are covered by their landlord’s insurance policy. Unfortunately, that’s usually NOT the case, as your landlord’s insurance policy covers the property itself. That’s where renter’s insurance comes in. This insurance policy protects your personal belongings in a rented home, apartment, or condo from unexpected circumstances like fire, theft, […]

Will My Car Insurance Cover Flood Damage?

car insurance

Floods are one of the most common natural disasters in the United States. Whether you closely follow the news or not, floods have become more frequent in many states. Floodwaters wreak havoc on cars, and as water seeps into the vehicle, mildew and mold can develop. The water can also corrode wires and cause electrical […]

Do I Need Commercial Trucking Insurance?

if you drive a commercial vehicle, you should a commercial trucking insurance policy!

If you drive a commercial truck, then it’s worthwhile to get commercial trucking insurance. There are unpredictable events that could result in financial losses and time in court. This can be avoided through commercial trucking insurance. Types of vehicles covered A vast selection of vehicles will qualify for commercial trucking insurance. There’s more than just […]

Is Renter’s Insurance Worth Having?

your landlord can only provide so much protection—get renter's insurance for your possessions

Renter’s insurance is a must if you are cautious and concerned about what can happen to your possessions. Your landlord can only provide so much protection before the rest is left up to you. This will look into why renter’s insurance is worth it, the events it covers, and how to choose the right coverage […]

How Much Does Home Insurance Cost on Average?

The average home insurance policy is $1,477 a year

The average home insurance policy is $1,477 a year but is subject to change based on the value of your home, your location, and the amount of coverage you purchase. Let’s take a closer look at each of these factors to give you an idea of how much your home insurance will cost. The Value […]

Here’s Why You Should Consider Property And Casualty Insurance

Property And Casualty Insurance

Caring for your investments, your family, and your belongings has never been more top of mind. One of the best things you can do to protect your family and your assets is to get property and casualty insurance. With P&C, you can cover your home, your vehicle, and all of your biggest investments.  Property and […]

What Does Condo Insurance Cover?

Condo Insurance Coverage

Condo insurance covers your liability, protects your belongings, and insures everything in your unit that is not already covered by the master (association’s) policy of the building. The master policy from the management or building association covers only the structure and common spaces. This will include the elevator, walkways, boiler, roof basementWhile some policies will […]

Does Auto Insurance Cover Theft?

Does Auto Insurance Cover Theft?

Comprehensive auto insurance covers theft of your vehicle and damage caused by vandalism, break-ins, fire, or falling objects.  No car insurance will cover the theft of personal belongings inside the vehicle. If you have personal property coverage under your homeowner’s, renter’s, or condo insurance policy, any personal items stolen out of a vehicle will be […]

Does Homeowner’s Insurance Cover Theft?

Does Homeowner’s Insurance Cover Theft?

Yes, as long as theft is covered under your policy. Theft is a standard event covered under property insurance. Homeowners insurance is a type of property insurance, which aims to protect your assets from damage and liability. It covers replacement or repair costs for loss from theft or damage from covered events, as well as […]