Author Archives: David Kampert

Why Would I Need Commercial Property Insurance?

As a small business owner, you have put so much into your business, which is why it is vital to protect the investments you have already made. Though, no matter how careful you are, there is always the chance that your business can be damaged, either by vandalism, natural disaster, or sheer bad luck. If […]

Does Homeowner’s Insurance Cover Plumbing Issues?

Homeowners’ insurance protects your house and personal property against loss or damage, such as severe weather, fire, and certain types of water damage. Damaged plumbing is covered by the homeowner’s insurance policy if the damage and break were unexpected. That means if you come home to a pipe that recently burst, your insurance company may […]

Is Pet Insurance Worth It?

Currently, the rate at which pets are being adopted has significantly increased. But, as you are considering getting your first or second pet, you’ll need to plan for more than just food and toys. Like us, pets can get injured or contract serious diseases that could end up costing you a lot of money for […]

What Does Flood Insurance Not Cover?

Homeowners go to great lengths to ensure their homes are well protected, but what about protecting your property from the devasting effects of flooding? Flooding is the most expensive and common natural disaster in the country, costing homeowners thousands of dollars. Since homes are a major investment for most homeowners, it can be imperative to […]

Do I Need Commercial Trucking Insurance?

if you drive a commercial vehicle, you should a commercial trucking insurance policy!

If you drive a commercial truck, then it’s worthwhile to get commercial trucking insurance. There are unpredictable events that could result in financial losses and time in court. This can be avoided through commercial trucking insurance. Types of vehicles covered A vast selection of vehicles will qualify for commercial trucking insurance. There’s more than just […]

Is Renter’s Insurance Worth Having?

your landlord can only provide so much protection—get renter's insurance for your possessions

Renter’s insurance is a must if you are cautious and concerned about what can happen to your possessions. Your landlord can only provide so much protection before the rest is left up to you. This will look into why renter’s insurance is worth it, the events it covers, and how to choose the right coverage […]

How Do I Know If I Need Flood Insurance?

natural disasters don't give warning, which is why you should buy flood insurance

Flood insurance may not seem like something you need at first glance. But natural disasters don’t give any warning ahead of time. It can happen in numerous ways, and you may not realize you need flood insurance until it’s too late. How it starts Your home and the belongings in it aren’t immune to flood […]

What’s Not Covered by Condo Insurance?

condo insurance may not cover a fire or other events in full

If you live in a condominium, you may consider getting condo insurance. It covers a wide variety of damaging events that could result in losing your possessions. Even with its great coverage, it doesn’t cover everything to the fullest extent, and some occurrences aren’t covered at all. Condo insurance covers these, but not always in […]

What Should You Look For in An Umbrella Policy?

here's what to look for in an umbrella policy

Home insurance protects you from accidents such as fire and theft. It also covers some legal expenses if someone is hurt on your property, or you damage someone else’s. Similarly, your basic auto insurance policy will cover personal and other’s injuries and property damage. But if this article is about umbrella policies, why are we […]

How Much Does Home Insurance Cost on Average?

The average home insurance policy is $1,477 a year

The average home insurance policy is $1,477 a year but is subject to change based on the value of your home, your location, and the amount of coverage you purchase. Let’s take a closer look at each of these factors to give you an idea of how much your home insurance will cost. The Value […]