Homeowners insurance providers will sometimes require a home inspection before insuring your house to assess coverage risks. If your property is over 25 years old, odds are your insurance provider will request an inspection before they will underwrite a policy. On the other hand, homeowners insurance companies may only require an appraisal if the house […]
Tag Archives: Home Insurance
Homeowners’ insurance protects your house and personal property against loss or damage, such as severe weather, fire, and certain types of water damage. Damaged plumbing is covered by the homeowner’s insurance policy if the damage and break were unexpected. That means if you come home to a pipe that recently burst, your insurance company may […]
Homeownership is a huge commitment with a lot of liability. In other words, you want to make sure your investment (and day-to-day life) is covered in case something bad happens. If your home needs any sort of repair or you are robbed, homeowner’s insurance will cover it. Without it, these costs will likely be unmanageable […]
Yes, your homeowner’s insurance can pay for a roof replacement, assuming it meets a few qualifications. If your roof… Is less than 20 years old Damaged by a Natural or Accidental Incident Has Received Necessary Maintenance … your homeowner’s insurance will cover most, if not all, of its replacement costs. But there is more to […]
If you just bought one or are looking into a condo you may be wondering which insurance you need to protect your home. Here is a comparison: What is Homeowner’s Insurance? Homeowner’s insurance has a few different types based on the home you live in. If you own your house, you will have HO-1, HO-2, […]