Tag Archives: Homeowner’s Insurance

Top 3 Tips For Buying Homeowners Insurance

Homeownership is a huge commitment with a lot of liability. In other words, you want to make sure your investment (and day-to-day life) is covered in case something bad happens. If your home needs any sort of repair or you are robbed, homeowner’s insurance will cover it. Without it, these costs will likely be unmanageable […]

Is Building Insurance The Same As Home Insurance?

Building and home insurance are similar, with a few exceptions. Generally, companies say that building insurance covers “structure and fixtures.” Home insurance, on the other hand, can cover either or both “structure and contents.” A lot goes into both of these types of insurance, and even more things to consider when purchasing a policy. What […]

How Are The Premiums For Homeowners Insurance Calculated?

When it comes to home insurance, paying for it is fairly straightforward. As long as you pay your premium, you will be covered. A premium is a monthly payment you must make in order to keep your insurance policy in force. But how is this rate determined? Premiums are different for everyone, depending on a […]

Does Homeowners Insurance Cover My Boat?

Homeowners insurance doesn’t have all of the coverage you need to truly insure your boat, unless you’re talking about kayaks and small recreational crafts. Homeowners insurance cannot offer any boat coverage while it’s on the water. However, canceling your boat insurance during the winter can be tempting. Some people may think that homeowners insurance will […]

Can I Lower My Homeowner’s Insurance Cost?

take these steps to lower the cost of homeowners insurance

Homeowner’s insurance is essential in protecting you and your home in the event of damage. On average, homeowner’s insurance cost $2305 in 2020 based on a $300,000 in dwelling coverage and a $1,000 deductible. There are certain steps you can take to decrease the cost of your homeowner’s insurance.  1. Bundle and take advantage of […]

Top 3 Reasons Why You Need Homeowner’s Insurance

here are the top 3 reasons why you need homeowners insurance

Homeowner’s insurance is one of the only ways to financially protect yourself and your home from natural disasters, theft, fire, and any other circumstances that might damage your home. There are many different reasons why you need homeowner’s insurance. Below are our top 3 reasons why you should have homeowner’s insurance.  1. Homeowner’s insurance protects […]

What Is The Difference Between Condo Insurance And Homeowner’s Insurance?

Condo Insurance Vs. Homeowner's Insurance

If you just bought one or are looking into a condo you may be wondering which insurance you need to protect your home. Here is a comparison: What is Homeowner’s Insurance? Homeowner’s insurance has a few different types based on the home you live in. If you own your house, you will have HO-1, HO-2, […]

Does Homeowner’s Insurance Cover Theft?

Does Homeowner’s Insurance Cover Theft?

Yes, as long as theft is covered under your policy. Theft is a standard event covered under property insurance. Homeowners insurance is a type of property insurance, which aims to protect your assets from damage and liability. It covers replacement or repair costs for loss from theft or damage from covered events, as well as […]

What Is A Homeowner’s Insurance Rider?

Homeowner’s Insurance Rider

Your home is probably the largest investment you will make in your lifetime. To protect it, it is crucial to have homeowner’s insurance. This covers you in the event of damage to your home, personal liability for accidents, and hotel rental while your house is being rebuilt. For any damage from a covered event, your […]