Category Archives: Auto Insurance

Do All Auto Insurance Companies Require a Down Payment?

Auto Insurance companies will all require a down payment—of sorts. Even if a company offers a “no-down-payment” plan, you will still be making up for those costs somehow, even if they try to hide it. Even if it’s not explicitly labeled as a down payment, auto insurance companies will require some money upfront, though some […]

When Should I Get My Own Car Insurance?

Car insurance is typically purchased for drivers-per-household. So, for the most part, you will have to get your own car insurance when you move out of your parents’ home and purchase a vehicle under your name instead of your parents’. It is best to wait as long as possible to buy your own car insurance […]

What Does Car Insurance Cover?

car insurance covers property, liability, and medical costs

Most people have heard of car insurance. Many states require that their drivers purchase auto insurance. Without it, you cannot drive in those states. However, many people are not sure what car insurance specifically covers. Auto insurance protects you against damage to your car in addition to other benefits. Learn more about how car insurance […]

What to Do If You Can’t Afford Car Insurance

Redwood Agency can get you the best deal on car insurance

Car insurance is the number one way to protect yourself against financial and legal vulnerability while driving. However, paying for an insurance policy is an extra cost that some people cannot afford. In 2020, it cost $1,427 per year on average to insure your car. Many states require that you must have insurance in order […]

Does Auto Insurance Cover Theft?

Does Auto Insurance Cover Theft?

Comprehensive auto insurance covers theft of your vehicle and damage caused by vandalism, break-ins, fire, or falling objects.  No car insurance will cover the theft of personal belongings inside the vehicle. If you have personal property coverage under your homeowner’s, renter’s, or condo insurance policy, any personal items stolen out of a vehicle will be […]

What Insurance Do You Need For Your Car?

Car Insurance

Each state has its own requirements for how much insurance you need to hold as a car owner. It also depends on the year and make of your car, whether it’s new or used, where you live, your driving record, your financial situation, and more. Most Americans spend $120 per month on their car insurance. […]