Commercial property insurance is an important part of protecting your business against unforeseen events. It’s slightly different from other forms of insurance in that it specifically covers expenses associated with business property. While most business owners should purchase commercial property insurance, there are certain circumstances that are unique. Read more below. What Commercial Property Insurance […]
04
Jan
Jan
If you use your truck for both personal and professional use, commercial trucking insurance may be right for you. This is coverage that can protect you if you become involved in an accident. Read on to learn more about whether commercial trucking insurance is right for you. Overview of Commercial Trucking Insurance Commercial trucking insurance […]
31
Dec
Dec
Floods are a very common natural disaster. In fact, there is almost a 1 in 4 chance that you may experience a flood during your 30-year mortgage period. Floods can wreak devastating havoc on your property and items. Unfortunately, floods are not covered by many homeowner’s insurance policies. Flood insurance is its own separate insurance […]
31
Dec
Dec
Most people have heard of car insurance. Many states require that their drivers purchase auto insurance. Without it, you cannot drive in those states. However, many people are not sure what car insurance specifically covers. Auto insurance protects you against damage to your car in addition to other benefits. Learn more about how car insurance […]
30
Dec
Dec
In a word, yes, you can insure your house for more than it’s worth. However, there are a few concepts to be aware of before deciding to insure your house for more than its value. Market Value vs. Replacement Cost Value Sometimes, people get their homes appraised by insurance agents and find the number is […]
30
Dec
Dec
Car insurance is the number one way to protect yourself against financial and legal vulnerability while driving. However, paying for an insurance policy is an extra cost that some people cannot afford. In 2020, it cost $1,427 per year on average to insure your car. Many states require that you must have insurance in order […]
29
Dec
Dec
Homeowner’s insurance is essential in protecting you and your home in the event of damage. On average, homeowner’s insurance cost $2305 in 2020 based on a $300,000 in dwelling coverage and a $1,000 deductible. There are certain steps you can take to decrease the cost of your homeowner’s insurance. 1. Bundle and take advantage of […]
29
Dec
Dec
Homeowner’s insurance is one of the only ways to financially protect yourself and your home from natural disasters, theft, fire, and any other circumstances that might damage your home. There are many different reasons why you need homeowner’s insurance. Below are our top 3 reasons why you should have homeowner’s insurance. 1. Homeowner’s insurance protects […]
30
Oct
Oct
Caring for your investments, your family, and your belongings has never been more top of mind. One of the best things you can do to protect your family and your assets is to get property and casualty insurance. With P&C, you can cover your home, your vehicle, and all of your biggest investments. Property and […]
30
Oct
Oct
Condo insurance covers your liability, protects your belongings, and insures everything in your unit that is not already covered by the master (association’s) policy of the building. The master policy from the management or building association covers only the structure and common spaces. This will include the elevator, walkways, boiler, roof basementWhile some policies will […]